§ Mr. David Stewart
To ask the Chancellor of the Exchequer what assessment he has made of the need for a risk warning to be attached to(a) all financial products and (b) documentation about pensions. 
§ Ruth Kelly
The Financial Services Authority requires regulated financial products to be promoted in a manner that is clear, fair and not misleading.
In particular, for investment products it requires firms to adequately describe the risks involved. In the case of personal and stakeholder pensions, it specifically requires firms to explain those risks to the consumer before the product is bought.
The Department of Trade and Industry is currently consulting on the provision of risk warnings for consumers as part of its ongoing review of the Consumer Credit Act 1974.