§ Mr. Keith Bradley
To ask the Chancellor of the Exchequer what assessment he has made of the net income of a family with two dependant children aged 18 and 12, with a gross income of £15,000 a year; and what assessment he has made of the sources of that net income. 
§ Mr. Boateng
A single full-time earner family with two dependent children aged 12 and 18 in full-time education and gross earnings of £15,000 a year will have an annual household income of nearly £16,600. This comprises the following elements:
£ Gross earnings 15,000 Income tax 2,050 NICs 1,140 Child benefit 1,390 Child tax credit 3,390 Total 16,590
As a result of direct tax and benefit measures introduced since 1997 a single earner household with gross earnings of £15,000 a year and two dependent children aged 12 and 18 in full-time education is now nearly £2,750 a year better off in real terms.