§ Mr. Bellingham
To ask the Chancellor of the Exchequer what assessment he has made of the potential impact on the UK housing market of increased use of long-term fixed rate mortgages; and if he will make a statement. 
§ Mr. Stephen O'Brien
To ask the Chancellor of the Exchequer what recent discussions his Department has had with mortgage lenders regarding the market share of variable rate mortgages in the UK. 
§ Mr. Boateng
The Chancellor has asked David Miles, Professor of Finance at Imperial College, to undertake a review of the UK's fixed rate mortgage market to establish why the share of fixed-rate mortgages, particularly long-term fixed rates, is so low compared to the United States and many other EU countries.
The Review process will involve consultation with key stakeholders to establish views and inform the analysis.
Professor Miles will deliver an interim report by autumn and a comprehensive report and recommendations to the Chancellor by Budget 2004.