§ Mr. McAllion
To ask the Secretary of State for Scotland what progress Scottish Homes has made with developing mortgage rescue schemes in Scotland; and if he will make a statement relating to future plans for progressing such schemes.
§ Lord James Douglas-Hamilton
I asked Scottish Homes in 1991 to consider the need for such schemes in Scotland. After consulting the Building Societies Association it advised that due to the generally low level of repossessions and the relative buoyancy of the Scottish housing market, specific mortgage rescue schemes were not appropriate in Scotland. The situation is kept under review.